Wealth planning is not picking investments; it is deciding what your money has to do, in what order, and how much risk that genuinely requires. We start with your cash flow and your goals, then build the portfolio to serve them — rather than starting with a product and looking for a reason to buy it.
Every client receives a written plan covering current position, target allocation, contribution schedule, projected retirement income, tax treatment of each account, insurance adequacy and estate basics. We review it quarterly for the first year and at least annually afterwards, and we publish the assumptions so you can argue with them.
Households in their thirties to sixties with investable assets or strong saving capacity who want a documented plan rather than a collection of accounts; business owners separating personal and company wealth; and people approaching retirement who need a withdrawal strategy, not just a balance.
Call our Columbus office and speak with a specialist directly.
+1 614-294-3502Projections, allocations, assumptions and action dates on paper — so decisions can be revisited rather than remembered.
We distinguish between how much risk you want and how much you can afford, then design for the honest answer.
Which account holds which asset changes your after-tax outcome materially, and it costs nothing to get right.
Markets drift portfolios away from their target. We rebalance on a schedule rather than on a feeling.
Investment, tax and insurance decisions are made together, so one never quietly undoes another.
A planning relationship measured in years, with reviews you can put in the diary.
These are the standard criteria we work with. Every application is assessed individually, and there is usually more than one route to a yes — which is why we review your file before you apply anywhere.
| Criteria | Standard Requirement |
|---|---|
| Engagement Type | Planning-only or planning with portfolio management |
| Minimum Assets | $25,000 investable for planning engagements |
| Income | Documented cash flow to fund contributions |
| Time Horizon | Generally 5+ years for growth objectives |
| Documentation | Account statements, existing plans, tax returns |
| Residency | Available to clients in 38 states, remotely |
| Commitment | Quarterly review meetings for the first year |
Cash flow, goals, obligations, timeline and how you actually feel about losses.
We model scenarios, build the allocation and write the recommendations down.
Accounts opened or consolidated, contributions scheduled, allocations set.
Quarterly reviews, annual rebalancing and revision whenever life changes.
Ninety minutes of discovery, a documented strategy and quarterly reviews that keep it honest.
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